We provide debt help to people who have found themselves struggling to pay their bills. If you are in financial difficulty, professional debt help could be the best way out. At Delta Debt Management we aim to provide free advice to people so that they can make a more informed decision about the debt solutions available to them.
The stress caused to you when you owe money to companies can be overwhelming. Creditors and debt collectors alike can make it very uncomfortable to owe any sum of money that you cannot afford to repay instantly. We can help you to clear your debt weather it be with debt help and advice, or with a debt solution like an IVA or Debt Management Plan. Whatever you owe, we may be able to help reduce it and more importantly, reduce to your monthly payments.
Whatever your level of debt, whatever your circumstances, call us for FREE debt help on 0800 988 8199.
Our debt help and advice is OFT approved
Delta Debt Management is trading style of MoneyPlus Group who, through another trading style Chiltern Debt Management have been approved by DEMSA, the Debt Managers Standards Association. DEMSA is an organisation founded to monitor and maintain high standards in the Debt Management industry. All members of DEMSA are bound by the terms of the Code of Conduct established by DEMSA. Meaning that we are regularly monitored to make sure that our debt help and advice are of the highest possible standards.
Whatever your level of debt, whatever your circumstances, call us for FREE debt help on 0800 988 8199.
Our debt help includes recommending a number of products
In many cases, where debt is under £10,000, we may suggest a Debt Management Plan. This would help you pay off your debt more comfortably by reorganising your monthly repayments to a level assessed on what you can afford as opposed to what you owe. This would be administered by Chiltern Debt Management. Chiltern operates to exactly the same high standards which you would expect from an established leading company in this field.
Another option, if your debt is over £10,000, we may suggest an IVA. This has a similar effect to a Debt Management Plan, however, it is a legally binding contract which will tie your creditors in and guarantee that you will be debt free at the end. Our IVAs are administered by The Debt People. IVAs can help you to get your finances back on track in around five years, we pride ourselves on the ability to give the best debt help and advice so that you can get the best out of a situation. We specialise in giving advice on IVAs, and we hope that we can help you.
What if we cant help with your debt?
In some more serious cases, the only remaining option is bankruptcy and we will of course identify this option where appropriate. Bankruptcy is very much a last resort and the consequences can be drastic – loss of your home and your assets and in many cases loss of your job, as well as the embarrassment of having your bankruptcy advertised and placed on a public register. Despite all this we promise that we will always provide the best advice and, sadly, for some this means bankruptcy. If it appears that bankruptcy might be the best option for you we will refer you to the Citizens’ Advice Bureau for specialist and free advice and assistance.
For many who believe that bankruptcy is the only option, it may not be, an IVA may still be a better option.
Whatever your level of debt, whatever your circumstances, call us for FREE debt help on 0800 988 8199.