We advertise in regional and national press and extensively on television, attracting calls from people with debt problems from all walks of life.
In addition to people who contact us directly, in response to our advertisements, we can also help clients who are referred to us from a range of sources, including:
- Professionals, such as lawyers and accountants
- Financial companies, including building societies and other lenders
- Trades Unions
- Public bodies
- Human Resources Departments of companies of all sizes
Many people with debt problems often go to one of these organisations for advice and they need to be confident that they can send such people to the right place for debt services. We have arrangements in place with finance houses, which are satisfied that we supply expert advice and which often refer to us clients with debt problems.
We are keen to develop further relationships with professionals and reputable organisations which provide advice or financial services and which are looking to refer people for expert debt assistance and advice.
To find out more about referral services please call us on 0800 988 8199 
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Important Information About Our Service & Fees
Whilst we strive in all cases to negotiate the best deal with your creditors, we cannot guarantee a reduction in interest or charges. Also as one of the largest providers of debt management solutions in the UK, we are able to provide initial advice over the phone without charge, however, if a debt solution is taken out, please be aware that fees will be charged. We aim to keep these fees as low as possible and believe that we are very competitively priced, for detailed information on our fees, including examples for each product, please click this fees link.
Further Additional Information
What if you decide that I don't want to go ahead? - click here.
Will your credit rating be affected? - click here.
The insolvency service has produced a guide for people who are struggling with debt. This guide outlines each of the available solutions. You can download the guide by clicking the following link - In Debt? Dealing With Your Creditors.
If an IVA is not maintained it could lead to bankruptcy.