If you are living in Scotland and you are struggling with repayments on loans, credit cards or other debts then Delta Debt Management may be able to help with a Trust Deed.
We could consolidate all of your debt into one affordable monthly payment. We could WRITE OFF a large part of your debt, if you would like to learn more and find out if you qualify for a Trust Deed or any other for of debt management, please fill in the form on this page, or call us on 0800 988 8199 
now.
Benefits of a Trust Deed
Trust deeds can:
- Write off any debt you can’t afford to pay back
- Give you one affordable monthly payment
- Allow you to be free from unsecured debt, normally in three years
- Help you to stop worrying about legal action by your creditors
- Avoid bankruptcy / sequestration
What is a Trust Deed?
A Trust Deed is a specific kind of debt help that is only available to residents of Scotland, like an IVA a Trust Deed is a legally binding agreement between you and your creditors. A Trust Deed can only be set up by a licensed Insolvency Practitioner (IP).
In most cases your creditors will agree to freeze interest charges and to write off whatever unsecured debts you still owe at the end of the term. Once the Trust Deed is in place you will be legally protected against any action by your creditors and therefore avoid bankruptcy or further legal action as long as you maintain regular payments for a fixed period of time (usually three years).
Is a Trust Deed right for me?
If you’re a resident of Scotland and struggling with unsecured debts of £10,000 or more, a Trust Deed could be the perfect solution for you. You’ll know exactly how much you will have to pay each month and also when your debts will be fully paid off. However, other debt help may be more beneficial (such as a debt management plan). For impartial debt help and debt advice it’s worth speaking with one of our experts. Call FREE on 0800 037 0053 for free debt help now.
How do I apply for a Trust Deed?
Call our freephone number or fill in the call-back form on this page. Our Trust Deed experts will help you decide whether specific debt help, such as a Trust Deed, is right for you. If it is we’ll take care of all the paperwork, helping you along the path to a debt-free future.
Complete the form on the right and one of our experts will provide FREE debt advice. To talk to an adviser, for immediate debt help, call FREE on 0800 988 8199 .
Important Information About Our Service & Fees
Whilst we strive in all cases to negotiate the best deal with your creditors, we cannot guarantee a reduction in interest or charges. Also as one of the largest providers of debt management solutions in the UK, we are able to provide initial advice over the phone without charge, however, if a debt solution is taken out, please be aware that fees will be charged. We aim to keep these fees as low as possible and believe that we are very competitively priced, for detailed information on our fees, including examples for each product, please click this fees link.
Further Additional Information
What if you decide that I don't want to go ahead? - click here.
Will your credit rating be affected? - click here.
The insolvency service has produced a guide for people who are struggling with debt. This guide outlines each of the available solutions. You can download the guide by clicking the following link - In Debt? Dealing With Your Creditors.
If an IVA is not maintained it could lead to bankruptcy.